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Learn how insurers determine who is at fault for an auto accident. More than any other factor, rates for your car insurance are determined by your driving record. Good drivers with a clean history are likely to enjoy lower premiums, while drivers with one or more...

Essential terms that you should know to better understand your policy.   The insurance industry is very well known to be filled with a comprehensive glossary of terms and some of them may be difficult to understand. However, it is important that you understand common terms...

Hidden Fire Hazards in Your Home Many of us know the basics of home fire safety. We don’t smoke in bed (or smoke at all), we don’t leave the stove or candles unattended, and we try not to overload sockets. All of these habits make for...

Reasons Why Your Ceiling May Be Leaking While there are several household problems that can be procrastinated, a ceiling leak is not one of them. Such an issue should take the highest priority on the list of home maintenance issues. What’s more, a ceiling leak isn’t...

Give Your Home Some TLC When February rolls around, we’re often thinking of little ways to show our loved ones how special they are to us. Why not take the same opportunity to do the same for your home? If you’re planning on spending the night...

Items That Burglars Love to Steal  According to the FBI, the average burglary is completed in just 8-12 minutes. Time is of the essence if you don’t want to get caught in the act! This means that burglars usually have a fine-tuned priority list when it...

Banish the Rodents and Pests – Naturally! When the creepies come crawling, it’s tempting to reach for a can of highly toxic fumes to spray them away. Before you go on a spraying frenzy, know that toxic solutions can be incredibly harmful to your family’s health....

Use Get Organized Month to Improve Your Time January is the month of making – and breaking – resolutions. Whether you want to make the most of your time or simply get more organized, there are certain tips you should take note of. Read on for...

Avoid Frozen Pipes This Winter  The month of January can bring a whole host of hurdles – from mounting debt to winter blues to cold temperatures. While we can handle the first two by cutting down on spending and taking our vitamin D supplements, cold temperatures...