Author: Kevin S. Dougherty Insurance Agency, Ltd.

Auto insurance premiums are based on many different factors that involve both you and your vehicle. It can be confusing to figure out how much your premiums will be each month if you don't understand what factors affect the same. Talking to an agent will...

Owning a business means being financially responsible. This means being fully prepared if an accident or other type of emergency occurs. There are four primary commercial insurance policies to consider when you start a new business. Having these insurance plans in place will ensure that...

We live in an age where everything is incredibly connected. While we always were technologically minded, thanks to the pandemic, we rely more heavily on tech than before. Most of us have two or three devices in the house, from smartphones to laptops to smartwatches...

When you’re purchasing your first property, you will quickly find out that it can be an equally stressful and exciting time. There is a lot to think about, from financial paperwork to moving to protecting your new property. Because there is so much to think...

When you look to see that your auto insurance premium has increased, you may wonder why. If you haven’t filed a claim recently or altered your coverage, you may not understand why you are paying more for your coverage and what caused the change. Several...

Often misunderstood, renters insurance is an overlooked topic by most renters. While many people can benefit from such coverage, it is often seen as too irrelevant or expensive for people in rented accommodation. However, misunderstandings around this insurance mean many go without valuable coverage that...

Your home is more than just a roof over your head. It may be your most valuable asset, and one you cannot afford to replace out-of-pocket if a disaster were to occur. That is why protecting your home with quality insurance is so important. What...

When disaster strikes, life can suddenly get overwhelming and frustrating. Dealing with property damage can be difficult enough. So when your home insurance claim gets rejected, it can madden even the calmest of us. There are several reasons why a claim may be rejected, and...

Business disruption is something that every company around the nation has felt this year. COVID-19 shook the world when it forced commercial operations to close their doors for months. While you may just be getting back on your feet, now is a good time to...