Author: Kevin S. Dougherty Insurance Agency, Ltd.

Pets give a sense of comfort and help ease loneliness and anxiety. Whether you have dogs, cats, hamsters, birds, or any other type of pet, keeping them healthy and safe requires a lot of work and commitment. Getting a pet is almost like having a...

Life insurance is an agreement or contract where an insurance company pays a specific sum of money to the insured person's family after his/her death. Life insurance payments are made in exchange for premium payments. Premiums are payments made periodically by the insured to the...

Times change, and so do insurance companies. As time passes, your homeowners insurance needs will change as well. When you make the decision to try a new insurance company, there are a few steps you should follow. It's also important to make a list of...

Instead of looking at life insurance as if it is tempting fate, consider it an investment in your family's future. Life insurance isn't what it used to be. Today, the right type of life insurance can offer benefits while you are still living, giving you...

Common myths about worker's compensation can prevent people from seeking the compensation they deserve. It's important that you understand how worker's compensation insurance works before you get injured. Talk to your insurance agent to clear up any myths or misunderstandings you may have. If a...

Passion, enthusiasm, determination, and several related traits are essential to make one successful. However, there is more to being a winner than a pre-defined composition of traits and characteristics. Winners take risks. They go the extra mile, reaching beyond the call of duty and the...

Auto insurance premiums are based on many different factors that involve both you and your vehicle. It can be confusing to figure out how much your premiums will be each month if you don't understand what factors affect the same. Talking to an agent will...

Owning a business means being financially responsible. This means being fully prepared if an accident or other type of emergency occurs. There are four primary commercial insurance policies to consider when you start a new business. Having these insurance plans in place will ensure that...