Author: Kevin S. Dougherty Insurance Agency, Ltd.

NAIC defines life insurance as financial protection for beneficiaries in the event of the policyholder's demise. However, it can also be used as a backup plan for retirement. In the U.S., the average retirement age is 67. With the current advancement in technology and improvement...

As an entrepreneur or practicing professional, not having liability insurance is bad news. A business without it is as exposed as a house without a roof. Liability insurance is a kind of insurance that protects you from claims of damage to a third party and...

Although risks cannot be completely avoided, their potential effects can be mitigated with insurance. One such kind of insurance is term life insurance. This article aims to provide you with a basic understanding of term life, what it entails, its advantages, etc. Read on to...

Renters insurance, also known as tenants insurance, is a policy that protects your personal belongings as a tenant. It is similar to homeowners insurance but offers relatively limited coverage. Renters insurance excludes coverage for the dwelling and structure of the house. Here are some of the...

There are times in life when we are faced with incidents that we cannot control, and they affect us gravely in more ways than one. However, just because we are unable to control certain occurrences does not mean we cannot be prepared to handle those...

There are many components to starting a successful home business. One that often gets overlooked is making sure you have the right insurance coverage to protect your business. A home-based business still has risks, so choosing the right insurance for your specific needs is important. Things...

5 Tips to Protect Yourself from Motorcycle Accidents  Motorcycles are everywhere. While many people presume that motorcyclists are aware of the potential risks when they get on their bikes, it is still up to you to be vigilant. Watching out for motorcyclists is no different than...