Author: Kevin S. Dougherty Insurance Agency, Ltd.

Determining the party who is liable to pay for condo water damage can be a complicated process. However, it typically depends on the precise cause of the damage. Condo associations have an insurance plan in place to cover common areas in the building. On the...

Home insurance policies generally protect your finances against damaged or stolen personal items up to the specified coverage limit. Your insurer may also have plans that financially protect your personal belongings from various events like fire, severe weather, theft, etc., even when you’re traveling or...

Mostly, seniors think that they may not need insurance as they do not own a home. However, they may have to bear hefty financial losses if: The things they own (like your clothes, furniture, books, jewelry, etc.) are stolen/vandalized or damaged due to natural disasters...

Classic car insurance is typically purchased to cover the damage or loss of collectible cars. However, other types of vehicles can also qualify for this policy. Continue reading to learn more. What Is Classic Car Insurance? Classic car insurance is not designed for cars you use daily....

Certain occupations involve high risks, sometimes making it difficult to get the right life insurance plan. Insurers favor low-risk clients for all types of coverages, especially life insurance. Engaging in an activity regularly that can cause death or injury puts you in a vulnerable position...

Perhaps you've invested all your savings to start your own business. Now it's time to protect your investment with insurance. Here's a look at how acquiring small business insurance can help make things easier. Operating a successful small business takes a lot of hard work and...