Author: Kevin S. Dougherty Insurance Agency, Ltd.

Every vehicle has a listed fuel efficiency potential. This is the number of miles per gallon that the manufacturer can guarantee if you drive your car in a safe and efficient manner. There are several factors that determine how many miles per gallon your car...

Most people purchase a homeowners insurance policy thinking it will cover most, if not all, of the different types of damage to their homes and other dwellings. Some mistakenly believe that they have enough insurance coverage to protect themselves from any amount of financial loss....

NAIC defines life insurance as financial protection for beneficiaries in the event of the policyholder's demise. However, it can also be used as a backup plan for retirement. In the U.S., the average retirement age is 67. With the current advancement in technology and improvement...

As an entrepreneur or practicing professional, not having liability insurance is bad news. A business without it is as exposed as a house without a roof. Liability insurance is a kind of insurance that protects you from claims of damage to a third party and...

Although risks cannot be completely avoided, their potential effects can be mitigated with insurance. One such kind of insurance is term life insurance. This article aims to provide you with a basic understanding of term life, what it entails, its advantages, etc. Read on to...

Renters insurance, also known as tenants insurance, is a policy that protects your personal belongings as a tenant. It is similar to homeowners insurance but offers relatively limited coverage. Renters insurance excludes coverage for the dwelling and structure of the house. Here are some of the...