19 Dec Roadside Assistance: Do I Really Need It?

Should I get roadside assistance? 

It can happen to any of us. It’s dark, it’s winter, and the car has malfunctioned so you’ve had to pull over. You can’t work out what’s wrong with the engine but you know that you’re now stranded. You’re left deciding whether to ditch your car and walk for help or call out an expensive tow truck to pull you to safety. It’s a situation that can happen to anyone, any vehicle, and in any location. All the more reason to have roadside assistance.

What is roadside assistance?

Roadside assistance is an add-on coverage that helps you when you are broken down on the side of the road, involved in an accident, or otherwise need help on the road. Most plans include major repairs and adjustments to the vehicle if it is stalled as well as:

• Towing
• Battery jump
• Flat tire assistance
• Lockout services
• Fuel delivery
• Winching services

Is roadside assistance worth it?

Here are a few things to consider before taking out roadside assistance coverage:

• Age of vehicle. Older cars are more likely to break down and need towing. New car owners are less likely to use roadside service for towing.
• Mileage and commuting distances. If you regularly drive many miles for work or pleasure, you are more likely to need roadside assistance at some point.
• Personal needs. While some people have no problem handling an overheated radiator or changing a flat tire, other motorists will need assistance in these dilemmas.
• You can often add roadside assistance to your auto insurance for a small fee. Talk to your agent about how much this cost would be for your vehicle.

Are you ready to receive reliable roadside assistance and auto insurance coverage? At Dougherty Insurance, we help motorists stay safe on the roads with reliable car coverage. Contact us today for unparalleled auto insurance in Illinois, Wisconsin, and Indiana.