05 Sep How to Find Health Care Options When You’re Self-Employed
Finding suitable health insurance when you work for yourself.
For some, the dream of climbing the corporate ladder is not a dream at all. With the rise of the millennial workforce, the number of self-employed professionals is expected to triple by 2020. Although working for yourself offers a lot of freedom and flexibility, it also requires the responsibility of finding your own health care coverage. Without corporate employment, self-employed individuals have to find alternative health care options to protect their wellbeing, finances, and family. Here are just a few pointers on finding health coverage as a self-employed individual.
Federal and State Health Insurance Marketplace
The Health Insurance Marketplace is a great health care option when you’re self-employed. You’re eligible to enroll in the Health Insurance Marketplace if you’re an independent contractor, freelancer, contractor or another type of independent worker. Once you have confirmed your eligibility, you will be able to choose from several categories of plans with low premiums. Keep in mind that your savings rate will depend on your expected net income for the year you’re requesting coverage.
If you don’t qualify for low-cost health insurance through the Marketplace, you can go directly to various insurance companies to review their plans. Here, you can compare prices and features before enrolling with a plan.
A comprehensive life insurance plan can protect your health and wallet. If you need help securing an insurance policy that is best for you and your family’s needs, get in touch with industry professionals. Contact Kevin or Marci today!