Homeowners Insurance

Homeownership, one of the most common concerns is whether your insurance will cover unexpected damages, such as broken windows. At Kevin S. Dougherty Insurance Agency, we understand that navigating homeowners insurance can be complex, especially when it comes to understanding what is covered and what...

Trampolines can be a source of fun for children and adults alike, but they also pose significant risks. One crucial aspect to consider when owning a trampoline is how it affects your homeowners insurance. Let's continue reading to understand trampoline coverage in your homeowners insurance. How...

The condo lifestyle offers a sense of community and convenience. Shared amenities, on-site maintenance, and a cohesive living environment are all attractive benefits. However, condo ownership comes with unique financial considerations, including special assessments. Let's explore the concept of special assessments and how condo insurance...

All homeowners plan a renovation to transform their homes. But amidst the excitement, it's important to consider how renovations can impact your homeowners insurance. Let's continue reading to explore renovations that can swing your premiums in opposite directions. Renovations That Can Increase Your Premiums Some renovations undoubtedly...

When it comes to homeowners insurance, many people are unaware of what is covered and what is not. Trees are an integral part of any property, but they can easily become hazardous over time. But, when it comes to homeowners insurance, does it cover tree...

Home insurance is crucial to cover your home’s structure and personal properties from the unexpected. However, its price won’t stay the same, as it can increase every year depending on your ever-changing risk factors and requirements and how you have used your policy. Here are some...

Home insurance policies generally protect your finances against damaged or stolen personal items up to the specified coverage limit. Your insurer may also have plans that financially protect your personal belongings from various events like fire, severe weather, theft, etc., even when you’re traveling or...