Term life insurance is a type of life insurance policy that provides coverage for a specific period, typically ranging from 5 to 30 years. Unlike permanent life insurance, term life insurance is designed to provide protection for a set term, after which the policy expires....
When it comes to buying business insurance, workers’ compensation is one of the most important coverages to have. It provides various benefits to both employers and employees, including financial, medical, and legal coverage in the event of an accident or injury. While it covers several...
When you plan to buy life insurance, you may think about whether its premiums are tax-deductible. However, the answer depends on several factors, such as the type of policy and whether or not a business pays the premiums. Let us look at the different ways...
A business insurance policy is an essential component for running your business smoothly and peacefully. Unfortunately, there are a lot of myths circulating about business insurance that could stop business owners from getting coverage. So, we'll be clearing some of the most common myths about...
If you're involved in an accident, you might be wondering if filing a claim with your auto insurance company will cause your premiums to increase. The unfortunate truth is that filing a claim could potentially lead to higher premiums. However, several factors can influence how...
When it comes to pet insurance, it can be overwhelming to figure out what coverage you need, and which policy is best for your pet. After all, pet insurance is an important investment that can save you money down the road. That’s why it’s important...
When it comes to homeowners insurance, many people are unaware of what is covered and what is not. Trees are an integral part of any property, but they can easily become hazardous over time. But, when it comes to homeowners insurance, does it cover tree...
Car insurance covers you and your vehicle from at-fault accidents, collisions, and resulting losses and damages. However, does it cover lost or stolen car keys? It depends on the coverage you have. Generally, a basic car insurance policy excludes coverage for lost or stolen keys,...
With boat insurance, you get coverage for damage to your boat, roadside assistance, towing service, and total loss replacement, on and off the water. However, like other policies, it also has some exclusions, and knowing them will help you keep your boat safe against such...
Pets are an integral part of most families. Like every family member, they may also get injured or sick, requiring a vet visit that costs hundreds or thousands of dollars depending on their condition. This is where pet insurance can come to your rescue. It...
Home insurance is crucial to cover your home’s structure and personal properties from the unexpected. However, its price won’t stay the same, as it can increase every year depending on your ever-changing risk factors and requirements and how you have used your policy. Here are some...
There are several misconceptions about auto insurance revolving around the internet, from how much it costs to what it covers and what happens when someone else driving your car causes an accident. For every prospective buyer, it is crucial to have a proper understanding of...
