Author: Kevin S. Dougherty Insurance Agency, Ltd.

While most people need this coverage, many don’t purchase it. We take a look at why. Being a responsible adult means that you make your bed every morning, pay bills on time, and ensure that your loved ones are financially safeguarded if you unexpectedly leave them...

Cool down and celebrate Fourth of July with these fun patriotic parfaits. One of the best ways to celebrate the Fourth of July is with fun food. An added bonus is if that food is healthy, cooling, and a treat to look at! Fortunately, we...

Heading out on vacation? Be sure to protect your home! Where is this summer taking you? Whether it’s tropical, action-packed, or relaxing, many people go on vacation over the summer months. With time off work and school, it makes it ideal for families, couples, and individuals alike....

Three simple and easy employee benefits can do a lot for your team morale. Once you have great employees on board, how do you keep them from jumping ship? One way is by offering a good benefits package! Many small business owners mistakenly believe that...

Avoid stress during the traveling process with these tips. A summer vacation is a perfect time to get away, kick back, relax, and enjoy the seasonal sunshine. Whether you’re heading across the country or taking an international trip away, traveling is a part of the process. Start...

Your small business may lack in size, but not risks. Many small businesses mistakenly believe that umbrella insurance is predominately for larger businesses. Generally speaking, umbrella insurance is for any business that has great risks. The main function of commercial umbrella insurance is to extend...

Improve your health to better your life insurance premiums. It’s estimated that 75 million American adults have high blood pressure. It greatly increases the risk of heart disease and stroke, the first and third leading causes of death in the U.S. Blood pressure is just...