Author: Kevin S. Dougherty Insurance Agency, Ltd.

April marks Stress Awareness Month. How are you caring for yourself?  Stress happens to the best of us. At times, it can be unavoidable and completely unbearable. Not only does stress negatively impact your mind but it can cause reactions in the body, such as headaches,...

Questions to ask yourself before buying a life insurance policy. Buying life insurance for the first time is overwhelming for many people. You may just know that a life insurance policy is imperative for the financial security of your dependents. But before you take out...

Take these preventative measures to protect your personal information. In today’s society, criminals have found ways to become smarter and their crimes are much more difficult to detect. While it’s not always spoken about, identity theft continues to be a problem across the nation. Unfortunately,...

Learn how insurers determine who is at fault for an auto accident. More than any other factor, rates for your car insurance are determined by your driving record. Good drivers with a clean history are likely to enjoy lower premiums, while drivers with one or more...

Essential terms that you should know to better understand your policy.   The insurance industry is very well known to be filled with a comprehensive glossary of terms and some of them may be difficult to understand. However, it is important that you understand common terms...

Hidden Fire Hazards in Your Home Many of us know the basics of home fire safety. We don’t smoke in bed (or smoke at all), we don’t leave the stove or candles unattended, and we try not to overload sockets. All of these habits make for...

Reasons Why Your Ceiling May Be Leaking While there are several household problems that can be procrastinated, a ceiling leak is not one of them. Such an issue should take the highest priority on the list of home maintenance issues. What’s more, a ceiling leak isn’t...

Give Your Home Some TLC When February rolls around, we’re often thinking of little ways to show our loved ones how special they are to us. Why not take the same opportunity to do the same for your home? If you’re planning on spending the night...

Items That Burglars Love to Steal  According to the FBI, the average burglary is completed in just 8-12 minutes. Time is of the essence if you don’t want to get caught in the act! This means that burglars usually have a fine-tuned priority list when it...