Author: Kevin S. Dougherty Insurance Agency, Ltd.

How exercising can impact your mental health positively.   You almost certainly already know that exercise is good for the body. But exercise is also one of the most effective ways to improve your mental health. Regular exercise not only helps to maintain a healthy BMI,...

Spring cleaning maintenance tips for the home. Amazingly, it’s already spring and a lot of people are already doing their annual spring clean around the house. We wanted to share a few spring cleaning tips that can not only help to stand your property in...

Misconceptions about homeowners insurance.   Ironically, home insurance is one of the most common types of insurance, but also one of the most miscalculated. The majority of property owners believe that homeowners insurance does things it doesn’t, or that they have more coverage than they actually...

Avoid water damage mishaps. When it comes to preventing water damage, don’t overlook home appliances. The washing machine, dishwasher, and refrigerator are major culprits when it comes to water damage in the home. Most homeowners tend to let these appliances run for years without maintenance, which...

Signs it’s time to review your life insurance policy.   We get it – life is busy. For most of us, we have daily schedules that keep us busy from morning to night. However, when we’re in the routine of daily life, we can forget to...

Don’t make these workers’ compensation mistakes that could cost you.   As a business owner, you are responsible for securing the right workers’ compensation insurance to protect your staff and fulfill your state’s minimum coverage requirements. What’s more, it’s your duty to manage workers’ compensation claims...

Did you know about these fun St. Patrick’s Day facts?  On St. Patrick’s Day, many Irish-Americans will raise a pint of stout and wish their companions ‘Slianté’ (the Irish word for ‘health’). It’s not just about parades, wearing green, and drinking beer (believe it or not!),...

Tell-tale signs it’s time for a new roof. When was the last time you checked your roof? Your roof is your home’s main protector against weather conditions and natural disasters, yet the roof is often neglected. The best way to ensure to defend the condition of...

Life insurance can be more affordable than you think!  There’s a lot to think about when budgeting for a family, such as the rent, mortgage payments, food, utilities, clothing, car payments, education expenses, commuting, and more. Those expenses can start to add up, making you conscious...

Determine if you could benefit from additional liability insurance.   Do you know how much liability coverage you have in your home insurance policy? Many homeowners don’t have nearly the amount they need, and only find out when it’s too late. Your current liability limits may...