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Does insurance cover wear-and-tear?  Insurance is intended to cover many potential losses that you would not normally expect to pay for, including events that are sudden and accidental. However, when it comes to your vehicle, there are certain items that will eventually have to be replaced...

Set your college kid up with quality insurance.   Parents – you’ve probably already bought electronics, dorm furniture, and numerous textbooks for your kid’s new living space at college. Although you may think you have all the essentials covered, there is one big topic you may...

What to do when you get in a crash with an uninsured driver. Car insurance is mandatory in every U.S. state except New Hampshire. To legally drive a vehicle, motorists must carry their state’s minimum requirements. However, not everyone does secure coverage. In fact, many...

Keep in the know to prevent your business from experiencing cybercrime.   Cybercrime costs the nation billions of dollars every year, and it’s not just the large companies that are at risk. Small businesses and start-ups are now firmly in the firing line as they’re often...

Determine whether you would benefit from life insurance coverage as you get older. Once you pass the age of 50, your life insurance needs may change. Perhaps the kids are grown, out of the house, and are financially secure. Perhaps your mortgage is finally paid off....

Reduce dust in your home. Dust can be found anywhere in your home. Finding an efficient way to eliminate dust can be a challenging task that many homeowners face. How do you get rid of something that keeps coming back? Fortunately, there are many solutions...

Are you causing yourself more stress by doing these bad workplace habits? Every workplace has a certain amount of stress, it is only natural. However, what isn’t natural is chronic stress. As we all know, stress can have a detrimental effect on our mental and physical...

Can You Drive and Drive a Boat?  When it comes to drinking while driving, we all know that it is wrong. However, when it comes to summertime fun, some people have questions about drinking safety while boating. Here’s what you should know before you pick up...

Preparing your car for the road-trip season. Summer is here (finally) and it’s important that your car is prepared for any spur of the moment road trips. Before you hit the road ensure that your vehicle is up for the task of driving through the...

What to do after a hit-and-run accident. A car accident can be a very traumatic and stressful event in your life. To make matter worse, the car that hit you is now speeding off and fleeing from the scene. Being a victim of a hit-and-run is...

What to consider before securing a boat insurance policy. We often get a lot of calls from first-time boat insurance buyers who are overwhelmed by the options available and don’t have a clear understanding of what boat insurance offers. It’s very important to understand what...

Protect your four-legged friend when you’re behind the wheel.  As safe drivers, we always buckle ourselves in and our children before starting the engine. But what about the safety of our dog? We love our dogs as part of the family and we want them with...