Author: Kevin S. Dougherty Insurance Agency, Ltd.

When it comes to homeowners insurance, many people are unaware of what is covered and what is not. Trees are an integral part of any property, but they can easily become hazardous over time. But, when it comes to homeowners insurance, does it cover tree...

With boat insurance, you get coverage for damage to your boat, roadside assistance, towing service, and total loss replacement, on and off the water. However, like other policies, it also has some exclusions, and knowing them will help you keep your boat safe against such...

Home insurance is crucial to cover your home’s structure and personal properties from the unexpected. However, its price won’t stay the same, as it can increase every year depending on your ever-changing risk factors and requirements and how you have used your policy. Here are some...

There are several misconceptions about auto insurance revolving around the internet, from how much it costs to what it covers and what happens when someone else driving your car causes an accident. For every prospective buyer, it is crucial to have a proper understanding of...

Generally, renters insurance covers your personal property stored on and off premises. For example, if you don’t have enough space in your rental home or apartment to store everything you have and decide to rent a storage unit, renters insurance will cover your belongings against...

Thousands of citizens go boating every year. Boating is a fun activity that allows you to spend time with your loved ones in a beautiful setting. However, there are several dangers to consider while you're out on the water. Research shows that accidental deaths occur...

Thousands of motorcycle collectors trade stories at different shows and exhibits every year. Perhaps you are a collector or simply enjoy riding motorcycles. Motorcycles are valuable assets. However, riding a motorcycle can be dangerous. Similar to driving a car, riding a motorcycle presents unique variables...

Determining the party who is liable to pay for condo water damage can be a complicated process. However, it typically depends on the precise cause of the damage. Condo associations have an insurance plan in place to cover common areas in the building. On the...